Today I must take the “easy path” – true to my blog yesterday, helping the neighbor to move in here for now just to prevent him from being homeless. My family’s Christmas gift to our community. So with limited time, today I post a recording from two months ago which really applies today. How do people end up in their dire financial circumstances? Sometimes perhaps it is a series of unfortunate events, but most the time we have more control than we believe – so with faith and hard work, we can indeed achieve what we dream! Enjoy!